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About Me


With 20+ years of experience, Heather has earned her spot as a well-respected and knowledgeable Lender. Beginning her Real Estate career in San Angelo and then moving back to her hometown area of Boerne/San Antonio, Heather can assist you with all of your mortgage needs!

Gold Financial Services offers numerous financing options for all levels of homebuyers. Whether you are purchasing your very first home or perhaps that much needed vacation home, we have the perfect loan for you. With over 20 years of experience in the mortgage industry, we understand your needs. In addition to Conventional, FHA, and VA we also offer a vast array of different loan programs to fit your needs. As a free service, our experienced mortgage professionals will be happy to sit down with you and explain all of the costs and fees of owning your own home. We will show you monthly payment scenarios and help you decide the best loan program for your family. If you have trouble understanding your credit, or may have had some blemishes in the past, we will be more than happy to help and show you the road to understanding and ideas on how to restore your good credit. Let us set you on the course to home ownership, whether you will be ready in 2 weeks, 2 months, 6 months or a year. 

We want everyone to be in a home of their own that they are prepared for and can afford.


Heather Ryan, Branch Manager NMLS #205601
Gold Financial Services
9515 Fredericksburg Road, San Antonio, TX  78240
Office:  (210) 745-5570
Cell:  (830) 446-6550
Fax:  (210) 957-7129
Copyright © 2018 Gold Financial Services,
a division of AmCap Mortgage, Ltd.,
NMLS ID# 129122 (www.nmlsconsumeraccess.org)
Equal Housing Lender.
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